Improve your credit score in 48 hours?

Monday, August 11, 2014, NBC Washington shared tips on improving your credit score in as little as 48 hours. Check below for three quick tips to get you started.

1. If you already have a credit application pending, ask them to perform a "rapid rescore" service. 

2. Keep your debt, per line of credit, paid down to no more than 30%.

3. Obtain documentation for errors and late payments. 

For more credit tips, log on to www.nbcwashimgton.com and type in keyword "credit score." 

Rules For Getting Well and Staying Well

The main secrets to a healthy life are:

1. Be thankful.
2. Bless the lives of others.
3. Healthy people serve others while the unhealthy are too often consumed with themselves and their own problems.
4. Learn to forgive and let go, so you can get on with your life. Many studies have now shown that forgiving enhances health and helps prevent chemical changes in the body that may lead to disease.
5. Live in harmony with those around you. Be a peacemaker.
6. Learn to accept whatever decision is made. Do your best to keep your peace of mind. Peace is a healer.
7. Learn from your mistakes and allow others to do the same. Don't stand over people and supervise every move. Learn to give others the opportunity to grow and grow up.
8. Don't talk about your misfortunes or illnesses. It doesn't do any good for you or the other person you tell, and it presents an opportunity for them to do the same to you. Save it for your doctor. He's paid to listen to your problems.
9. Don't gossip. Gossip that comes through the grapevine is usually sour grapes. Be a person who speaks for the one who can not.
10. Spend 10 minutes a day meditating on how you can become a better person. Replace negative thoughts with positive ones. Listen to and follow your conscience.

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This article is compliments of Dherbs.com

We Need Change!

I was greatly moved by this short film, narrated in part by Tyler Perry, "Spent: Looking for Change." Please take some time to watch this short film. Once you do, re-watch it with a pre-teen, young adult, family, and friends, and start having a conversation about this growing epidemic. This information is not a new concept. However, what it does is provide a platform of information so well put together that we can further educate young adults and help those adults who have found themselves in situations like the ones shared on this movie. So go on, sit tight and start, "Spent: Looking for Change."

Happy Mother's Day

Phenomenal Woman

Pretty women wonder where my secret lies
I'm not cute or built to suit a fashion model's size
But when I start to tell them,
They think I'm telling lies.
I say,
It's in the reach of my arms
The span of my hips,
The stride of my step,
The curl of my lips.
I'm a woman
Phenomenally.
Phenomenal woman,
That's me.

I walk into a room
Just as cool as you please,
And to a man,
The fellows stand or
Fall down on their knees.
Then they swarm around me,
A hive of honey bees.
I say,
It's the fire in my eyes,
And the flash of my teeth,
The swing in my waist,
And the joy in my feet.
I'm a woman
Phenomenally.
Phenomenal woman,
That's me.

Men themselves have wondered
What they see in me.
They try so much
But they can't touch
My inner mystery.
When I try to show them
They say they still can't see.
I say,
It's in the arch of my back,
The sun of my smile,
The ride of my breasts,
The grace of my style.
I'm a woman
Phenomenally.
Phenomenal woman,
That's me.

Now you understand
Just why my head's not bowed.
I don't shout or jump about
Or have to talk real loud.
When you see me passing
It ought to make you proud.
I say,
It's in the click of my heels,
The bend of my hair,
the palm of my hand,
The need of my care,
'Cause I'm a woman
Phenomenally.
Phenomenal woman,
That's me.

The Great Dr. Maya Angelou