'Tis the season to teach your kids about credit cards!

"I can't wait to get a credit card. It will be cool to buy whatever I want, whenever I want." Look out - that kind of thinking will get you into trouble! A lot of people think that credit cards are "magic money." But a credit card is just a financial tool that lets you borrow money, which you have to pay back.

 

The Women's Well~Being Circle "Resource Page" has great information and links to help you educate your kids, teens, and young adults on the issue of credit cards. Use these resources to help teach financial literacy. Here's a great preview:

 

Good Reasons to Have a Credit Card

• They are a convenient way to pay.

• They're safer than carrying a lot of cash. If a credit card is stolen or lost, your maximum loss is only $50 if you report the loss to your credit card company.

• You can buy things online or over the phone, and make reservations with hotels or rental car companies.

• You can get instant cash in an emergency, like if your car broke down.

• They offer some protection against unsatisfactory purchases. For example, if you ordered a tv and paid with a credit card, and the store went out of business before you got your tv, you may be able get a refund from your credit card company.

• Using a credit card responsibly builds good credit.

Ready, Set . . . . Mark Your Calendars!

Have you visited the "Upcoming Events" link yet? If not, click and note the events on the 2015 Women's Well~Being Circle calendar. Our calendar is getting full for 2015. It's an exciting time of year.

Join the Women's Well~Being Circle in making a commitment to take better care of your own mental and physical health and financial literacy by attending our events. It's just a little something for you!

Holiday Potluck & Game Night 2014

 

Please RSVP by email to womenswellbeingcircle@gmail.com.
Address will be sent to confirm.

Our holiday potluck will be hosted in Glen Burnie, MD. Please send an email to womenswellbeingcircle@gmail.com to RSVP.

We're looking forward to seeing everyone!

Stress is a choice: The empty pickle jar

Feeling stressed? Need a little inspiration? The story of The Empty Pickle Jar will inspire you to simplify your life and choose less stress. The story the philosophy professor tells his students is a reminder that every day is a gift and the quality of your life is your gift to yourself. If you spend all your time and energy stressing out over the small stuff, you’ll never have room for the things that make you happy. This inspirational video is a reminder to set your priorities and to first take care of the things that really matter, like your family and friends. Click here to watch the simple truths video, "The empty pickle jar."